MoneyFirst Promotional Campaign – Terms & Conditions

1. Eligibility

This promotional exchange rate is available only to customers who create a new MoneyFirst account during the Promotion Period.

The customer must successfully complete account registration and all required verification processes in accordance with MoneyFirst's onboarding requirements.

2. Promotional Exchange Rate

Eligible customers may receive a promotional exchange rate of 1 AUD = ₹80 on their first transfer made during the Promotion Period. Your first transfer must be exactly A$200 to receive the promotional rate.

The promotional rate is applied automatically in the MoneyFirst app. There is no code to enter. The app shows the rate and the total rupee amount your recipient will receive before you confirm the transfer.

3. Required First Transfer Amount

Your first transfer must be exactly A$200 to receive the promotional rate.

If you want to send more than A$200, first make a separate A$200 transfer at the promotional rate. You can then send the remaining amount in another transfer at the standard rate shown in the app.

You cannot enter A$500 as one transaction and receive the promotional rate on part of it. If your first transfer is not exactly A$200, it is processed at the standard rate shown in the app and you do not get another opportunity to use the promotional rate.

Example: to send A$500 in total, first send A$200 at the promotional rate of 1 AUD = ₹80. The recipient receives ₹16,000. Then make a separate A$300 transfer at the standard rate shown in the app.

4. One-Time Offer

The promotional exchange rate is limited to one transfer per new customer. It applies only when the customer's first transfer is exactly A$200.

After the first transfer is confirmed, all subsequent transfers will be processed at the applicable MoneyFirst exchange rate available at the time of the transaction.

5. Offer Availability

This promotion cannot be combined with any other promotional exchange rate, referral offer, cashback, voucher, or discount unless expressly stated by MoneyFirst.

6. Verification & Compliance

MoneyFirst is required to verify your identity and screen every transfer under its AML/CTF Program. MoneyFirst reserves the right to verify customer identity and transaction eligibility before applying the promotional exchange rate.

Transactions that do not satisfy MoneyFirst's verification, compliance, or risk assessment requirements may be declined or processed at the standard exchange rate. Where a transfer is to be processed at the standard exchange rate, the app will show the standard rate before you confirm the transfer.

7. Fraud & Misuse

MoneyFirst reserves the right to withhold, cancel, or recover promotional benefits where there is suspected fraud, misuse, duplicate accounts, self-referrals, or any activity intended to unfairly obtain the promotional rate. This includes accounts that share identity documents, devices, phone numbers, email addresses or payment sources with another account, and any arrangement designed to obtain the promotional rate more than once or for a person who is not eligible.

8. Modification or Withdrawal

MoneyFirst reserves the right to amend, suspend, or withdraw this promotion at any time where reasonably necessary, including for operational, legal, regulatory, or security reasons.

Transfers confirmed before 14 September 2026 are treated under the terms as published on 8 September 2026.

9. General

By participating in this promotion, customers agree to these Terms & Conditions and MoneyFirst's general Terms & Conditions and Privacy Policy. If there is any inconsistency, these Terms & Conditions apply to this promotion.

These Terms & Conditions are governed by the laws of Queensland, Australia.

In the event of any dispute relating to this promotion, MoneyFirst's decision, acting reasonably and in accordance with applicable law, shall be final.